Wellness
Financial wellness tools for your workforce.
Part of the FinVeil platform. Works alongside our payment infrastructure — or standalone. Upload payroll, score every employee on financial-stress signals, surface a risk dashboard, and hand employees self-service loan and tax tools. Payroll personal data is encrypted at field level with AES-256-GCM.
How it works
Three steps.
Upload payroll
Drop your existing CSV, Sage, PaySpace, or SimplePay export. PayrollConnect parses it.
Score & dashboard
Every employee scored 0–100 across six financial-stress signals. Risk Dashboard surfaces who, where, and why.
Tools for employees
LoanIntel and Tax Assistant calculators — opt-in and self-service.
Benefits
Why teams choose Wellness.
PayrollConnect
Zero-integration upload. Six-factor stress scoring. Department breakdowns. Trend tracking.
Risk Dashboard
Workforce stress scores refreshed after every payroll upload. Filter by risk band and drill into individual trends.
LoanIntel
Amortisation clarity, extra-payment simulators, and an avalanche-vs-snowball optimiser. A wellness benefit employees actually use.
Stress Score
A rule-based 0–100 score from six payroll signals (garnishees, loan burden, net-pay ratio, multiple loans, salary band, falling net pay). No customer outcome data is published yet.
Who it's for
Developer-friendly
Drop it into your stack.
REST API with an OpenAPI reference, and a test mode on the same API. Sign up for test API keys without a sales call. SDKs are available on request.
Read the docscurl -X POST https://api.finveil.money/api/payroll/upload \
-H "Authorization: Bearer $FINVEIL_API_KEY" \
-F "file=@payroll-march-2026.csv"
# => {
# "uploadId": "up_a8e2...",
# "employeesAffected": 1248,
# "scoresComputed": 1248,
# "riskDistribution": { "LOW": 672, "MODERATE": 264, "HIGH": 218, "CRITICAL": 94 }
# }Works with