For banks & scheme partners
Give your corporate clients instant payment infrastructure.
White-label FinVeil's payment orchestration platform. Your BIN, your float, your brand — our rails, our receipts, our runtime. Already live, already processing.
The problem
Your corporate clients can't wait 18 months.
- •Building multi-rail orchestration internally takes 18+ months and tens of millions, before a single corporate client goes live.
- •Meanwhile, your corporate clients are integrating with third-party fintechs directly — siphoning interchange and float out of your bank.
- •White-labelling closes that gap in a quarter, not a decade, with infrastructure that is already live and already audited.
The solution
White-label FinVeil. Offer it as your own.
Your corporate banking team gets an API-first instant payout product to offer mid-market clients — branded as the bank, sold by the bank, settled through the bank. FinVeil runs the rails, the routing, the receipt chain, and the developer experience underneath.
How the bank earns
Five revenue lines. One integration.
Visa Direct interchange
Every push-to-card transaction settles through your acquiring BIN. You earn the scheme interchange without building the Visa Direct integration yourself.
Settlement float
Corporate clients fund via your transactional accounts. The float sits on your balance sheet until settlement — not on a fintech’s.
Revenue share on fees
A 15–20% share of FinVeil’s margin on every transaction processed through the white-label product — billed monthly, reconciled transparently.
White-label licensing
A predictable platform licence fee per year — independent of volume. Covers branding, onboarding flows, SLA tiers, and certification for your operating environment.
New corporate acquisition
Open a net-new product door for your SME and mid-market corporate teams. An instant-payout API is a first-touch product that leads to lending, deposits, and FX.
What you get without building
A production platform, day one.
- ✓Multi-rail routing (Visa Direct, Ozow, EFT, Paystack, Yoco) behind a single API.
- ✓Push-to-card payouts with sub-30-minute settlement to any Visa debit card in ZAR or 160 other currencies.
- ✓Cryptographic Transaction Proof — SHA-256 receipts anchored to a Merkle root for every payout.
- ✓Developer-grade API with 9 SDKs, OpenAPI 3.1 spec, webhook contracts, and a live sandbox.
- ✓Already in production — not a pitch deck. Processing volume today with live operator integrations.
Integration model
Your BIN. Your brand. Our infrastructure.
BIN sponsorship
You provide the acquiring BIN. FinVeil provides the orchestration engine, rail integrations, and receipt chain.
Settlement
Funds flow through your transactional accounts — corporate pays in, recipients pay out. Your treasury sees every leg.
Compliance
Transaction Proof receipts form an independently verifiable audit chain. AML/KYC handled through your existing stack; FinVeil attaches metadata to every receipt.
White-label
Your brand on the corporate-facing UI and developer portal. Our infrastructure underneath — invisibly, with SLAs you can underwrite.
White-label product menu
Three more products to offer your corporate book.
FinVeil Connect
Offer a white-label split-payments product to the bank’s marketplace, platform, and aggregator clients — with your BIN underneath every payout leg.
Reconciliation
A corporate-banking value-add: line-level settlement ledgers that tie out client collections, fees, and payouts — ready for treasury and audit.
Conditional payouts
Escrow-grade holds for trade finance and property transactions — release funds on document verification, lien clearance, or dated triggers.
Let's build this together.
A partnership conversation, not a sales pitch. We come to you with a live product, a live sandbox, and a commercial model that aligns with how a bank actually earns.