Payment Gateway
One API to licensed SA payment operators. Automatic failover.
Paystack, Yoco, PayFast, Ozow — behind a single unified API with automatic failover and normalised webhooks. FinVeil is a technical integration layer. All payment settlement is performed by licensed payment operators (Paystack, Ozow, PayFast, Yoco). FinVeil does not hold, custody, or settle funds.
Integration architecture
One API. Every payment rail.
Your business systems trigger payments. FinVeil routes them to the best available licensed provider.
Business triggers
FinVeil Gateway
Orchestration layer
Licensed providers
Trusted Partners
Licensed, regulated payment operators
FinVeil never holds or settles funds. Every transaction is processed by a licensed South African payment operator.
A special announcement
finveil now accepts payments using Paystack!
Paystack is a safe and secure way to pay online with multiple payment channels, including card, bank, USSD, and more!
A special announcement
finveil now accepts payments using Yoco!
Yoco is a safe and secure way to pay online with multiple payment channels, including card, bank, USSD, and more!
A special announcement
finveil now accepts payments using PayFast!
PayFast is a safe and secure way to pay online with multiple payment channels, including card, bank, USSD, and more!
How it works
Three steps.
Single API call
POST /api/payments/collect with amount, email, provider.
Smart routing
If one provider is down, FinVeil fails over to the next available automatically.
Unified webhook
One normalised event shape regardless of which provider processed it.
Benefits
Why teams choose Payment Gateway.
Automatic failover
If Paystack is down, Yoco picks up. Zero downtime without re-plumbing.
Lowest-cost routing
FinVeil routes each transaction to the cheapest available provider.
Unified dashboard
All transactions across all providers in one place. Reconcile once.
Multi-currency ready
Collect and settle in ZAR, NGN, GHS, KES and USD from day one. More currencies as each region launches.
Who it's for
Developer-friendly
Drop it into your stack.
REST API, typed SDKs in 9 languages, and a sandbox environment you can explore in 30 seconds. No calls with sales to get keys.
Read the docscurl -X POST https://api.finveil.money/api/payments/collect \
-H "Authorization: Bearer $FINVEIL_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"provider": "PAYSTACK",
"paymentMethod": "CARD",
"amount": 500.00,
"email": "customer@acme.co.za",
"callbackUrl": "https://acme.co.za/thanks"
}'
# => authorization_url redirects the customer to the hosted checkoutWorks with