PayrollConnect
Upload payroll. See who is at risk.
Drop your existing payroll export — Sage, PaySpace, or a plain CSV. FinVeil scores every employee on six financial-stress signals and hands HR a risk map before the next payrun closes.
How it works
Three steps.
Upload CSV
Drag your existing payroll export — no integration required.
Engine scores 6 factors
Garnishees, loan burden, net-pay ratio, trend, salary band, multiple debts.
Dashboard lights up
Every employee scored 0–100, filterable by department and risk band.
Benefits
Why teams choose PayrollConnect.
Spot risk before resignation
Rule-based scores flag garnishee orders, heavy loan deductions and falling net pay, so HR can offer support early.
Zero integration
Upload a CSV payroll export. No API call required, no consultants.
POPIA from upload
AES-256-GCM field-level encryption for employee references and payroll amounts. Uploads are audit-logged. Tenant isolation is enforced in the application layer.
Department benchmarking
Compare risk across teams, locations, and pay bands. Spot patterns, not anecdotes.
Who it's for
Run the numbers
Calculate what financial stress is costing your business.
ROI calculator
What financial stress is costing you.
Plug in your rough numbers to see an estimate of the annual drag on productivity, based on the assumptions shown.
Annual productivity loss
R 3 645 000
75 employees × 27 days × R1,800
Assumptions
27 lost working days and R1,800 per day for each high-risk employee. These are planning assumptions, not measured FinVeil customer outcomes.
Developer-friendly
Drop it into your stack.
REST API with an OpenAPI reference, and a test mode on the same API. Sign up for test API keys without a sales call. SDKs are available on request.
Read the docscurl -X POST https://api.finveil.money/api/payroll/upload \
-H "Authorization: Bearer $FINVEIL_API_KEY" \
-F "file=@payroll-march-2026.csv"
# => { "upload_id": "up_a8e2...", "employees_affected": 1248, "records_processed": 1248 }Works with