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FinVeil in South Africa

Built in Midrand. This is where FinVeil started, and where all of its current work is focused. FinVeil has not processed live customer volume yet.

Why South Africa first

South Africa has one of the most fragmented payment landscapes in the world. The settlement and reconciliation burden SA businesses carry across Paystack, Ozow, PayFast and card rails costs them engineering capacity and finance-team time. That is why we started here.

6 adapters

SA provider adapters built. Paystack is verified end to end in test mode; Yoco and PayFast run against sandbox credentials; Ozow and Stitch are not yet connected; Rapyd is sandbox-only

FinVeil platform, 2026

Double-entry

Every recorded movement posts a balanced ledger pair. Matching against provider settlement reports is not built yet

FinVeil platform, 2026

Localised from the ground up

SARS-ready tax

PAYE brackets, rebates, medical credits and UIF built into the tax calculators. Not independently checked against SARS; no IRP5 generation.

POPIA from day one

Consent is recorded by purpose and key actions are audit-logged. Data subject access requests and an Information Officer dashboard are not built.

Stats SA CPI overlay

Real wages tracked against the latest Stats SA inflation basket — see whose purchasing power is eroding fastest.

SA bank statement parser

A rule-based CSV statement parser that picks out tax-relevant lines. PDF statements are not supported.

SARB rates & repo tracking

Repo rate and prime polled daily from SARB and stored with their source and date.

ZAR payments

The routing engine records a fallback order for each routed transaction. Failover along it runs in test mode only; automatic live failover is on the roadmap.

Built for SA recruitment agencies

Labour brokers and recruitment agencies placing workers into SA corporates face a unique blend of cashflow, onboarding and retention pressure. FinVeil's payroll stress score can help:

  • Spot financial stress in placed workers from their payroll data

Pricing in ZAR

SA plans bill in South African Rand. Sandbox is free, Starter is R3,500/month, Growth is R12,500/month, Scale is R35,000/month, and Enterprise is custom. See the full pricing page for the detail.

Get started in South Africa