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FinVeil in South Africa
Built in Midrand. This is where FinVeil started, and where all of its current work is focused. FinVeil has not processed live customer volume yet.
Why South Africa first
South Africa has one of the most fragmented payment landscapes in the world. The settlement and reconciliation burden SA businesses carry across Paystack, Ozow, PayFast and card rails costs them engineering capacity and finance-team time. That is why we started here.
6 adapters
SA provider adapters built. Paystack is verified end to end in test mode; Yoco and PayFast run against sandbox credentials; Ozow and Stitch are not yet connected; Rapyd is sandbox-only
FinVeil platform, 2026
Double-entry
Every recorded movement posts a balanced ledger pair. Matching against provider settlement reports is not built yet
FinVeil platform, 2026
Localised from the ground up
SARS-ready tax
PAYE brackets, rebates, medical credits and UIF built into the tax calculators. Not independently checked against SARS; no IRP5 generation.
POPIA from day one
Consent is recorded by purpose and key actions are audit-logged. Data subject access requests and an Information Officer dashboard are not built.
Stats SA CPI overlay
Real wages tracked against the latest Stats SA inflation basket — see whose purchasing power is eroding fastest.
SA bank statement parser
A rule-based CSV statement parser that picks out tax-relevant lines. PDF statements are not supported.
SARB rates & repo tracking
Repo rate and prime polled daily from SARB and stored with their source and date.
ZAR payments
The routing engine records a fallback order for each routed transaction. Failover along it runs in test mode only; automatic live failover is on the roadmap.
Built for SA recruitment agencies
Labour brokers and recruitment agencies placing workers into SA corporates face a unique blend of cashflow, onboarding and retention pressure. FinVeil's payroll stress score can help:
- ›Spot financial stress in placed workers from their payroll data
Pricing in ZAR
SA plans bill in South African Rand. Sandbox is free, Starter is R3,500/month, Growth is R12,500/month, Scale is R35,000/month, and Enterprise is custom. See the full pricing page for the detail.