Payroll Intelligence
From payroll CSV to risk map.
Upload your existing payroll export — Sage, PaySpace, SimplePay, or plain CSV. FinVeil parses every row, scores each employee on six financial-stress signals, and surfaces a risk heatmap before you close the month.
Try it now
Try a sample payroll.
See how FinVeil processes a payroll CSV and surfaces financial stress risk in under 60 seconds. No sign-up needed.
| Employee Ref | Gross | Net | Loan | Garnishee | UIF |
|---|---|---|---|---|---|
| EMP-001 | R45 000 | R36 000 | R3 500 | R0 | R450 |
| EMP-002 | R28 000 | R18 200 | R8 400 | R2 100 | R280 |
| EMP-003 | R62 000 | R51 000 | R5 000 | R0 | R620 |
| EMP-004 | R15 000 | R5 800 | R7 200 | R1 800 | R150 |
| EMP-005 | R38 000 | R31 000 | R2 000 | R0 | R380 |
How it works
Three steps.
Upload CSV
Drop your payroll CSV export. FinVeil parses every row.
Score employees
Six rule-based signals score each employee 0–100. Garnishees, loan ratios, declining net pay, and more.
Act on insights
HR sees a risk dashboard with department breakdowns, trend lines, and recommended interventions.
Benefits
Why teams choose Payroll Intelligence.
Zero integration
No API needed. Upload a file and go.
POPIA-safe
Employee references and payroll amounts encrypted at field level with AES-256-GCM. Consent status recorded per employee.
Scores on upload
Stress scores are computed when the upload is processed.
Who it's for
Developer-friendly
Drop it into your stack.
REST API with an OpenAPI reference, and a test mode on the same API. Sign up for test API keys without a sales call. SDKs are available on request.
Read the docscurl -X POST https://api.finveil.money/api/payroll/upload \
-H 'Authorization: Bearer $TOKEN' \
-F file=@payroll-march.csv